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Thursday, October 30, 2014

The Ten Most Dangerous Jobs In America

10.  Construction Laborers
9. Farmers, ranchers, agricultural managers
8. Drivers/sales workers, truck drivers
7. Electrical power line installers and repairers
6. Refuse, recyclable materials collectors
5. Structural iron and steel workers
4. Roofers
3. Pilots, flight engineers
2. Fishers, fishing workers
1. Loggers

Thursday, October 23, 2014

What Type Of Car Insurance Should I Have In New York?

The insurance coverages that are mandatory and most often apply after an auto accident in New York are:

Bodily Injury Coverage
Bodily injury coverage protects you if you cause an accident in which another party is injured. In NY it is required to have Bodily Injury coverage.

Personal Injury Protection
Personal Injury Protection (PIP) is a mandatory coverage that pays for medical expenses and lost wages due to injuries sustained in a car accident. This coverage applies despite who is responsible for the accident.

Uninsured/Underinsured Motorist Coverage
If you or your passengers are injured in an accident due the negligence of someone who is either uninsured or underinsured then Uninsured (UM) and Underinsured (UIM) coverages will protect you and the passengers in your car.

Property Damage Liability Coverage
Property damage liability coverage protects you if you are held responsible for damaging someone else’s property in a car accident. Property damage liability coverage will help to compensate the party for their damaged property.

Most Common Questions Asked By Car Accident Injured Victims...

What are some of the most common motor vehicle accident questions clients ask an attorney?
  • Do I have a case?
    Anytime someone suffers serious injuries as a direct result of another persons negligence that injured victim may have a case. Here are a just a few of the factors an attorney may consider when determining if a someone has a case:  1) Who and how many defendants are responsible.  2) Was it work related and was it caused as a result of negligence of your employer. 3) Is it as a result of a manufacturer or road defect? 
  • Are there any time limits to file a lawsuit?
    Yes. The lawsuit must be filed before the expiration of the Statute of Limitations or the claim may be barred forever.
  • What is my case worth?
    Each and every case is unique. Before giving an opinion of the value of any particular case, an experienced attorney will spend the time and resources necessary in order to properly conduct a thorough investigation of your case. The lawyer will obtain and review every document and record; and review the law relevant to your case. After careful consideration and evaluation of your case, an experienced attorney should be able to give you a potential range of what your case could be worth.
  • How much money will I receive?
    The amount of money you may ultimately collect, whether by settlement or verdict, will vary depending upon the following factors: A) Details about the it happened, documented evidences (photos, witness statements) and expert testimony on liability and damages. B) The nature and extent of your injuries. Did you go to the hospital? Was medical treatment needed for recovery? Were there lost wages? 
  • What happens if the insurance company says my car is totaled?
    If the cost to repair the vehicle is more than the car is worth, the insurance company will most likely “total” the vehicle and give you a check for what they believe the car is worth.  However, you may still be obligated to pay the car loan if you financed it.

  • What if the person who caused the accident doesn’t have insurance?
    If the person at fault does not have insurance coverage for the damage they are responsible for, you may have to file an injury claim under your own insurance policy. The coverage is referred to as uninsured motorist insurance and is required by law to have in the state of New York.

Tuesday, October 07, 2014

Motorcycle Riding Tips For the Autumn Season: how to stay safe

Here are a few motorcycle safety reminders to help you stay safe and avoid a motorcycle accident, even as the leaves begin to change this autumn:
Check the Mechanics
Immediately after the summer riding season, your motorcycle may need a tune-up. Check that all parts on your bike are functioning correctly and that you have good tread and air pressure in your front and rear tires. Make sure your fluid levels are good and that all controls are working properly.
Wear Proper Clothing
Autumn has many temperature changes. It can be quite chilly in the morning and still reach the mid-70s or 80s in the afternoon, depending on where you are. The best thing you can do to adjust to the changes is to dress in layers. You should never wear cotton as a base layer. Use thermal underwear or something with a synthetic blend as your base layer. On top of the base layer, wear comfortable riding attire. AVOID wearing anything with a hoodie, but rather wear something with a zip-up sweatshirt or shirt.
Beat the Wind With Leather
It might be too hot to wear leather during the summer, but it's perfect for fall. Leather motorcycle jackets or chaps can protect you from the wind and keep you more comfortable while riding. They usually also have removable liners.
You can wear riding boots with synthetic liners and wool socks. This combination will let your feet breathe in case they get warm.
Finally, it's a good idea to wear a pair of synthetic glove liners underneath your leather biker gloves and pack fingerless leather gloves in a storage compartment. You'll be able to switch in the afternoon when you get too warm.
Switch to a Half- or Full-Visor Helmet
Cold air can be harsh on your eyes, so switch to a Department of Transportation-approved helmet.
Bring Your Rain Gear
A raw, chilling rain can cause hypothermia quickly, especially if you're not wearing the best riding attire. Always pack your rain gear, just in case.
Watch for Riding Hazards
Fallen leaves can be very slippery and cause accidents, and many deer are more active during autumn – especially during dawn and dusk. Keep your eyes out for any riding hazard so you have time to react.
Following these guidelines can help you make the most of your fall riding season and enjoy the weather before any snow sets in.

Injured in a Motorcycle Accident? Get a Free Legal Evaluation Now

If you or someone you care about were injured in a motorcycle accident, you must act quickly. There are time limits to file a claim, and if you wait too long, evidence could disappear.
Call 1-800-669-4878, or submit your information for a free evaluation of your claim. Our experienced motorcycle attorneys are available 24/7 – get started today.